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Over 23 Years of Local Real Estate Experience. Call or E-mail Jill Smith Today 973-722-2234, JillSmith@Comcast.net!

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Welcome to Jill Smith's Chatham, Harding and Madison Real Estate Website

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For Local Expertise, Rely on a Local!  

Jill Smith has over 23 Years of Real Estate Experience in Millburn-Short Hills, Summit, Maplewood, Chatham, Madison, Harding and Westfield. 

A Realtor for over 23 years, Jill Smith has the experience, professionalism, reputation and rapport with area agents, attorneys and home inspectors to facilitate every transaction.

A former resident of Morris Township and a resident of Short Hills for over 20 years, Jill Smith has an in-depth knowledge of Milburn-Short Hills and the surrounding communities. Her son attended the Delbarton School from 7th grade on and actually taught calculus and coached basketball there himself for two years after graduating from Williams College. Jill's daughter rode horses competitively when she was younger and boarded her horses at a stable in Chester close to the home of the United States Equestrian Center. A graduate of Millburn High School, she later did graduate course work at Drew University in nearby Madison.

Real estate is largely a referral business. Jill Smith's 23-year long career in real estate is based on a proven record of getting results, being dependable and trustworthy and truly caring about sellers, buyers and the communities in which she works. Jill Smith is not just a salesperson, she's a member of the community.
 

 

             
         
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Bedrooms:
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Millburn/Short Hills
Maplewood N.J.
Harding N.J.
Chatham N.J.
Summit
Madison
Westfield

     
   
 
These are properties exclusively by Keller Williams of Summit New Jersey. Click Here to view all our featured properties in a sortable list.
 
 
       



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Real Estate Tips
Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Real Estate Trivia
Q 
What five basic components of a "smart home" can be controlled by technology?

A 
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home".
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Jill Smith, REALTOR®, real estate agent and broker for Chatham, Harding and Madison New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Jill Smith
Keller Williams Realty

488 Springfield Avenue
Summit, NJ 07901
Office: 908-273-2991
Fax: 908-273-2996
Mobile: 973-722-2234
erinsmith@kw.com

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